EMBRACE PET FREE

Here are some Embrace customer reviews from the BBB: Note: The Wellness Rewards plan is not available in Rhode Island.Įmbrace has an A+ rating and accreditation from the Better Business Bureau (BBB), but its profile shows mixed reviews regarding customer service, its claims process, and denied coverage.

EMBRACE PET FREE

You can request a free medical history review after your purchase and cancel with a prorated refund if you disagree with the coverage offered.Īdditionally, the standard plan and the wellness add-on don’t cover cosmetic, aesthetic, or elective surgeries, such as ear cropping or declawing. To determine if your pet has pre-existing conditions, your pet must receive an examination by a vet 12 months prior or 14 days after the enrollment and start date of the policy. During the sign-up process, Embrace defines a pre-existing condition as, “any injury, illness, or irregularity noticed by you or your veterinarian before the end of your waiting period, even if your pet never went to see a veterinarian for it.” The primary exclusion in Embrace pet insurance plans is pre-existing conditions. Some items included in the optional Wellness Rewards for Routine Care Plan are flea, tick, and heartworm medication, routine blood tests, microchipping, medicated shampoos, routine vet visits, spay and neuter surgery, teeth cleaning, and prescription diet food. The annual limit options for this plan are $250, $450, or $650.

This additional coverage option is a wellness plan that reimburses you for routine care up to 100% of your chosen annual limit. In addition to this plan, you can purchase the optional Wellness Rewards for Routine Care Plan. Some of the veterinary care and procedures included in the Accident and Illness Plan are exam fees, genetic conditions, prescription drugs, dental trauma, congenital conditions, cancer treatment, allergy testing, physical therapy, acupuncture, general, specialist, and emergency care. Embrace offers a comprehensive Accident and Illness Plan and has an optional wellness add-on.